A Complete SBI Debit Card Activation Guidebook Searching for answers on “How to activate SBI debit card”? You’re in the right place; don’t worry if you’re a new user or even an existing customer. We have got your back for every card activation-related concern.
If you’re an existing account holder at State Bank of India, there can be any number of circumstances under which you need a new debit card, like if the old card got stolen, broken, or expired, or maybe you never ever applied for one.
Applying for a new card is easy, as you need to fill out a form provided by the bank, enter the details, and attach the necessary documents, and it will get delivered to your doorstep; You can also apply for it online.
Now, if you already have your card and are wondering how to activate it. Read along.
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5 Ways Activate SBI Debit Card Like its rival, Destiny Credit card , SBI’s ATM/debit card can be used for various purposes and comes with advanced security measures. Today, you can use them for in-store payments, shopping, and online payments, and you can even pay your Amazon credit card bill online.
And now, the SBI has enabled features like international and contactless transactions to make things easier for users. Even the SBI ATM card activation process is effortless. Read more and find out all about it.
1. Activate SBI Debit Card through Internet Banking There are several ways in which you can activate your card. Just like the Fidelity Debit Card activation process , activating it is quite simple. First, we are going to discuss the Internet banking technique. But to opt for Internet banking services, you’ll need to register for Internet banking and link your bank account to it.
You can easily do that with your SBI YONO app or from any nearest SBI branch. Now read and follow the steps:
Go to OnlineSBI . Under the Personal Banking column, click on log in . Enter your Username and Password . Select e-services, and click on the ATM card services option. On the new page, click on New ATM Card Activation . On the next page, select your account type, and enter your 16-digit ATM card number . Re-enter in the next column to confirm.Click on Activate. Verify your details and click on Confirm . Your registered phone number will get a security password, copy and paste it on the page. And finally, click on Confirm . After this, a message like “ATM card has been activated successfully” will appear on the page. If you still have issues, you can visit your nearest SBI branch.
And if you have successfully activated your debit card, the second thing you’ll need to do is generate a pin for it. It can be done at ATM, SMS, IVR, or by visiting any branch of SBI. Next, we’ll discuss the YONO app technique.
2. Activate SBI Debit Card through YONO App Launched in 2017; YONO is SBI’s digital banking platform. It’s an online bank that provides access to many financial services to SBI’s account holders. You can do a lot with the YONO application, but let’s first discuss how to activate the card pin through the app.
If you have newly downloaded the app, follow the steps:
Launch the YONO app Enter your Username and Password , and log in. Tap on More . Select Service Request . Select ATM/Debit card services . Enter your Profile Password . Select ATM/Debit Card Activation . Fill in your 16-digit ATM card number . Click on Next . Enter the OTP you received on your mobile number. Now, your SBI ATM card activation process will have been successfully completed. After the card activation, you can generate a pin for your card on the app as well.
3. Activate SBI Debit Card Through SMS Service The answer to “How to activate SBI ATM card by SMS” is to compose a message from the registered mobile number, PIN <last four digits of your 16-digit ATM card> <last four digits of your account number>. Then, send it to 567676.
After this, you’ll get an OTP, which is valid for two days. Within two days, visit any nearest SBI ATM or SBI branch, now all you have to do is,
Insert your ATM card under the machine.Select Banking . Under the Enter Your PIN option, enter the OTP you received. Under the PIN Change option, enter a new pin. Your card will be activated now for transactions. Also, you can use this procedure to change your PIN in the future as well.
4. Activate SBI Debit Card through an ATM Machine The process of “How to activate SBI debit card in ATM?” is easy, you’ll just need to visit your nearest ATM.
Insert your ATM card into the machine. Enter your 11-digit account number and press Confirm . Enter your registered mobile number and press Confirm . A message saying ‘the pin has been sent to your registered mobile’ will appear on the screen, press Confirm . The OTP you’ll receive on your mobile device will be valid for two days and will be used to generate a new pin.
5. Activate your SBI Debit Card through a Toll-free Number If any of the above options don’t work for you, you can opt for the SBI customer care helpline numbers given below on the chart and activate your SBI ATM/debit card.
Serial no. Toll-free Number 1 18001234 2 18002100 3 1800112211 4 18004253800
Call on the number and you’ll hear an auto-generated voice, now follow these easy steps:
Select your preferred language . Select the ATM and prepaid card options. Press 1 to generate a pin. Enter your 16-digit ATM card number . Press 1 and confirm your ATM number. Enter your 11-digit account number . Press 1 and confirm your account number. Now, you’ll receive an OTP or SBI card activation SMS on your mobile number, which will be valid for the next two days. Use the OTP to generate your ATM card pin and activate your card for transactions.
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Activate SBI Debit Card for International Transactions SBI ATM card’s activation for international transactions is beneficial for users in many ways. For example, you can enjoy SBI reward points on several purchases, use your debit card to withdraw cash across the globe, etc.
There are four ways you can activate your card for international transactions:
1. With Internet Banking For using the Internet banking feature, you’ll need to.
Go to Online SBI . Click on LOGIN . Enter your Username and Password. Click on the e-services tab. On the left of the screen, click on ATM Services . Click on ATM Card Limit/Channel/Usage Change . Now choose your ATM card number . Pick the Channel type. Under select service, change the usage type to International . Click on Submit . After this, your card will be activated for all international transactions.
2. With Yono App To activate the SBI debit card for international transactions via the YONO app. Read and follow the steps:
Launch the YONO app on your mobile. Log in with your Username and Password . Scroll down the page and tap on Service Request . Tap on the ATM/debit card . Enter your Internet Banking Profile Password . Click on Manage Debit Card . Select your account . Select your card . Under Manage Usage, right-swipe on International Usage . Following the steps, your SBI debit card online transaction activation for international deals will be done.
3. With SMS Service Third way of activation for international transactions is by using SMS service. For this, you’ll need to send an SMS in the following format:
SMS “SWON<Space>INTL<Space>Last four digits of your card number” and send it to 09223966666 SMS “SWON<Space>ECOM<Space>Last four digits of your card number” and send it to 09223966666 This will activate your card for international and e-commerce transactions.
4. With SBI Quick Banking If you have opted for the Internet banking feature yet, you can go for SBI quick banking option.
Launch the SBI Quick Enter your Username and Password . At the bottom of the screen, tap on SBI Quick . Tap on the ATM cum Debit Card option. Tap on the ATM card Switch On/Off option. Enter the last four digits of your card number. Choose all your preferable options and tap on Submit . In this way, you can activate your card for international transactions.
Note:- SBI provides several varieties of debit cards, international transactions cannot be activated on domestic-level debit cards. Therefore, SBI Paywave International Debit Card, SBI Global International Debit Card, SBI Gold International Debit Card, etc., are recommended for international transactions.
How to Activate SBI Debit Card for Online Transactions? Who doesn’t like adding one more payment method to their online purchases? Thankfully, SBI’s debit card is one of the cards providing online transaction facilities. You’ll just need to activate your card to avail yourself of the services. We have suggested three ways you can do that-
1. With SMS Service To activate the online transactions option on your card, SMS “SWON<Space>ECOM<Space>Last four digits of your card number” and send it to 09223966666
Now you can use your card for online payments.
2. With YONO App The second option to activate online transactions on your debit card is using the YONO app. Follow the steps.
Launch the YONO app . Enter your Username and Password . Go to Service Request . Click on the Debit Card Services option. Enter your Internet Banking Profile Password . Click on Manage Cards option . Turn on the e-commerce option. With these steps, you can activate many other services on your debit card.
3. With Net Banking If you have an Internet banking facility, you can activate your debit card’s online transactions from it as well. Follow the below steps for it:
Go to Online SBI . Click on LOGIN . Enter your Username and Password . Click on the e-services option. Select the ATM card services option. Select the ATM card limit/channel/usage change option. Select your account . Select your card . Select the Change Channel type option. Enable the online transaction activation for POS and CPN channels . These were the techniques on activating SBI debit card for online transaction?” You can even link your debit cards to other online payment platforms to make smooth payments.
How to Activate SBI Debit Card for Contactless Transactions? If you have an SBI Visa debit card, you can enjoy the facility of contactless transactions for up to Rs 5,000.
1. With SMS Service The easiest way to activate card for contactless transactions is via SMS service. You’ll just need to SMS “SWON<Space>NFC<Space>Last four/five digits of your card number” and send it to 09223966666
This will activate contactless transactions on your Visa debit card.
2. With YONO App The second option for debit card activation for contactless transactions is the YONO app.
Launch the YONO app . Enter your Username and Password . Go to Menu . Tap on Services . Tap on Manage NFC . Select your account . Select your card . Select NFC Enable/On . Tap on Submit . This will enable your debit card to make contactless transactions.
3. With Net Banking Another option to make your card contactless is net banking.
Go to Online SBI. Click on LOGIN . Enter your Username and Password . Go to Menu . Select e-services . Select Manage NFC . Select your account . Select your card . Select Services . Change Usage type to NFC . Select Enable and Submit . This is how you can make your SBI ATM/debit card eligible for contactless transactions. SBI ATM debit card not only offers online or contactless transactions but offers bonuses, rewards, discounts, etc., as well. Being an account holder, you can opt for a card suitable to your requirements.
FAQs Ans: To link, Launch the YONO app > go to the Credit
Card section > click on the Link Credit Card section > Enter the
Username and Password > Click on Send OTP > then enter the OTP.
Ans: No, you’ll have to pay the issuance charges +
annual charges (excluding GST).
Ans: Any SBI current or savings account holder aged
from 21 to 60 can apply for an SBI Global International Debit card.
Ans: The primary difference is RuPay cards are
accepted within India, but Visa Global cards are accepted worldwide.
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