Learn How to Activate Credit One Card and Build Credit Key Points Credit One is an American Bank that offers financial services and credit cards to people with low credit scores.The card offered by the bank is the Visa Network Platinum card.Cardholders can get 5% cashback on the first $5000 purchase.
Credit One cards are issued by Credit One Bank for people with bad credit scores. Similar to Tractor supply card and Cerulean Credit Card , these cards also help you build your CIBIL scores, earn cashback and rewards, and borrow a bit of money as an emergency expense.
Today, in this blog, we will explain the Credit One card activation process and how to apply for it. Keep reading to learn everything about it.
How to Activate Credit One Card Over the Phone? The bank offers three methods for creditonebank/activate, and one of them is activating the card over the phone. Here are the steps for the same:
First, call the creditonebank/activate department at (800) 797- 6534. Now choose your preferred language on the automated call. Type your 16-digit card number on the number pad of the phone. Now you can decide to continue on the automated calling or connect to the customer representative. Provide your date of birth, social security number , and 3-digit security code when prompted. You will receive the confirmation mail at your registered email address, and after that, you can start using your brand-new card. In case you do not prefer this method, try out another one that we have explained in the next section.
How to Activate Credit One Card Online? It only takes a few minutes to activate your card via the creditonebank.com activate card portal just like aspire credit card , Activewisely.com Credit Card , and more. Follow the steps we have written below for the same:
On this page, enter your Date of birth , 3-digit security code , and your registered email address . Tap on Continue and follow the on-screen prompts to complete the process. You will receive a confirmation mail once your card is activated. In case you do not want to do credit one activation online, go through the method we have explained in the coming section.
How to Activate Credit One Card via ATM? If you do not want to follow the Credit One bank activate card process online, you can go to any nearest Bank ATM.
To activate your card:
Swipe your card in the ATM. You will see many options on the screen. Tap to credit one bank activate card. Here, create a PIN for your card. Re-enter it and follow the given prompts. That’s it; your card will be activated. So these are the ways you can activate credit one card. Moving ahead to the next part of this blog, let’s discuss the pre-application steps and process to apply for a new card.
Also Read: How to activate and pay Old Navy credit card bill?
Credit One Card Pre-Qualification Process You can check your card eligibility by applying for the pre-qualification process at the Credit One Bank card activation portal. Here are the steps for the same:
First, you need to go to the official page Tap to See if you pre-qualify option at the top of the screen. Enter the following info in the given fields:Your first name Last name Mailing address City State ZIP Code Email address Phone number Social Security Number Date of Birth Total Monthly Income Tap on the See card offers button, then click on Calculate your monthly income button. Now head over to the See card offers tab. Follow the on-screen instructions to complete the process. The card portal will now show you the cards you’re qualified for. After this, you can proceed to apply for a new card.
Fast Fact: Cardholders get 1% cash back on all purchases, along with discount deals and additional rewards.
How to Apply for a Credit One Card? Whether you are an existing user or a first-time customer, here are the steps by which you can apply for a new card through creditonebank.com:
On this page, enter all the information required for the process. Now, fill in your approval code and ZIP code in the given fields. Tap on Continue and follow the on-screen instructions to complete the process. After applying for the card, you can check the application status online.
How to Check the Application Status of Credit One Card? The credit company analyzes applicants’ financial records to check if they are eligible for the card. This status can be checked online by the applicants. Here are the steps to check your applicant status via creditonebank.com:
First, visit the official card portal Scroll down on the homepage, and click on the Check Application Status Button. Now, enter your Social Security number and last name in the given fields. Follow the on-screen prompts and tap on the Check Status button to know the details. You will receive the card at your registered address within a few days once your status is clear. After getting the brand-new card, you first have to follow through creditonebank activate steps that we have explained earlier. Then log in to your online account dashboard to manage the card’s activities.
How to Login to Credit One Account? Here is the process to access your online account and manage your credit card similar Kay Jewelers Credit card :
Register your account : Go to the official login page, tap on Setup online account access, then fill in your card number, expiration date, security code, and social security number.Create account credentials : Create a username of 6 characters and a password including uppercase, lowercase, and special symbols of 8 or more characters. Log in to your account : Go to the official login page or mobile app, enter your username and password, and tap on the Secure Sign-in button to access your account dashboard. You can now view transactions, manage card payments, and keep track of cards through the login dashboard.
How to Recover Credit One Bank Login Credentials? If you fail to recall the credentials you’ve created for your account, don’t worry; we have explained the process to recover below. Follow the process carefully and log in again with your new credentials.
Reset your password
This is how to recover your password:
Go to the login portal . Tap on forgot password . Enter your username and social security number in the given fields. Follow the on-screen prompts and tap on Continue . Check your registered email address for the password reset link, follow the link, and create a new password. Reset your username
If you have forgotten your username, follow the steps given below:
Go to the login portal . Tap on Forgot Username . Enter your email address and social security code in the given field. Follow the on-screen instructions and tap on Find Username. So this is how you can reset account credentials within a few minutes. However, if you experience any difficulty related to your credit card, you must directly contact the customer support team.
Credit One Bank Customer Care The bank offers a high-class service to its customers. Whether you face difficulty activating the card or need payment assistance, you are free to contact the customer helpdesk.
For Application details: 1-800-752-5493 (5 a.m. – 9 p.m. Mon – Fri, 6:30 a.m. – 5 p.m. Sat & Sun / All Times Pacific) For lost or stolen cards: 1-877-825-3242 (24 hours a day / 7 days a week) For credit protection: 1-877-825-3242 (5 a.m. – 9 p.m. Mon – Fri, 6:30 a.m. – 5 p.m. Sat & Sun / All Times Pacific) For Payment: 1-888-729-6274 (5 a.m. – 7 p.m. Mon – Thu, 5 a.m. – 3 p.m. Fri & Sat, 7 a.m. – 3 p.m. Sun / All Times Pacific) For account information: 1-877-825-3242 (toll-free) 1-702-405-2042 (outside the U.S.) (24 hours a day / 7 days a week) For other queries: 1-800-797-4299 (5 a.m. – 9 p.m. Mon – Fri, 6:30 a.m. – 5 p.m. Sat & Sun / All Times Pacific)
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Frequently Asked Questions Ans: You can contact the activation department at (800) 797- 6534.
Ans: The card company sends a code to your registered mobile number to activate the card.
Ans: You can activate the card by following the prompts on the website, or you can call the customer helpdesk to assist you in the process.
Sources:
FAQs – By Credit One Bank 